Karma is accumulated over lifetimes. Some karma is negative or dense . Created by your actions and behaviours, or by negative interactions with other people which are carried forward through lifetimes.These codes are stored in a matrix within your soul . It also affects your current day to day living and experiences.
You may experience unbearable negative repeat patterns. Or you maybe susceptible to blockages and stagnation which is immovable. Maybe you experience constant bad luck or debilitating illnesses. Karma could also be responsible for family or generational curses.
A simple test can determine this. But your life will bring you to consider karma sludge is a problem.
Yes it is if its a normal karmic load that was created by life. But if over lifetimes this karma was repeated and accumulated or you were unable to learn the lessons. Or it involves previous lifetimes working with dark arts or with evil people. Then it needs a special clearing.
Absolutely. Everything is explained and all work is carried out in sacred space.